Cheating lower income and people with medical needs out of medical care since 1970. The government passed legislation ending non profit, tax subsidized community care facilities, promising that the privatizing of the whole system would be better for all Americans. But it never was. Programs set up to assist the poor were not equal in coverage or quality to private care received, under policy purchases in the private sector.
Basic care and fundamental rights to basic care in community health centers and non profit minor care facilities, should be the foundation of the political action in the federal government. Issuing supplemental policies that cover major medical, as those who can afford the supplemental policies, should by law be ordered. The supplemental policies that are given to the Medicaid policy holders can be affordable in the overall insurance pool. Spending far less money in actual expenses by implementing non profit facilities for basic healthcare needs is something that is long overdue. With drastic savings to the states that use non profit basic care facilities. Along with access to major medical through the private system coverage with the supplemental policies. This can work.
Hospitals that incorporate cost transference in providing minor care at major medical facilities are only providing convenience to the consumer. At the expense of the whole system. This habit, trend, is the real reason costs have continually climbed for policy holders.
Treatment for a minor condition in a hospital facility could cost, in real expense, ten times more than in a non profit community operated facility. Imagine the savings that the state and insurers would have with more non profit facilities. A good estimate would be 2500 dollars in actual expense to treat a patient for a minor ailment in a hospital. While the same treatment in a non profit basic care facility would be about two hundred and fifty dollars. The problem in the assistance programs is that the government really only, pays the two hundred and fifty dollars to the hospital. Leaving the rest for cost transference. And the policy holders also pay more for the minor care in that facility with cost transference. Because of cost transference. They have been told that the bill is the expense and it's not. The bill is a part of the overall expense and the other money from the cost of the operation, per patient, is covered by transferring the money to be paid onto other services and procedures. Like that. There is no cost transference on the two hundred and fifty dollar bill at the non profit facility. Or basic care facility. That may be a little more inconvenient to policy holders but will ultimately save the system up to 35% on annual expenses. That's a lot of extra care that can be afforded for people. And a lot of savings. because that would cover the actual expenses to the non profit facility.
So, every time a policy holder uses a non profit or basic care facility to be treated for minor care they are dodging the expense of the major care facility. If the actual savings were 1500 dollars every time they use a lower cost facility, (Lower Operational Costs) not less of a payment to the doctor), then the policy holders would have a decrease in the amount of money the policy costs, not another increase. This would not affect patient care in any way. It would decentralize the process and change the way that the system deals with minor care issues.
Cost transference at major medical facilities was the same on Medicaid, Medicare, as policy holders insurance coverage. That means, ultimately, the government in paying the bills for treatment in the facilities helped to cover the cost of patients who used the facility who had insurance policies. Patients who used the facility for minor care as a convenience. Put it that way. So, in reality a percentage of every bill was taken off the top after increase to the charges of procedures to cover minor care, mostly because the policy holders wanted the convenience of the facility. That is a very expensive, non essential, habit that needs to be overcome.
